The Insurance Agent
In England I would rather be a man, a horse, a dog or a woman, in that order. In America I think the order would be reversed. -
- Bruce Gould
Horses are measured in hands.  A hand is four inches.  A horse is generaly over 14.2 hh (hands high).  Anything under 14.2 hh is a pony.
The insurance agent was interviewing a prospective client.

"So, you're a cowboy. Have you ever met with any accidents?"

"No, never."

"That is strange. It says here that you were hospitalized three times last year. For what?"

"I break broncos for a hobby. Sometimes I smash a rib or two when they throw me."

The agent frowned. "Then how can you possibly say you've never had any accidents?"

" I haven't! Those danged horses threw me on purpose!!!"
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